Medicare Plan Annual Notice Of Change (ANOC): What To Look For

from our friends at: United HealthCare Over the next few months, you’re probably going to receive a lot of information about Medicare. It’s all meant to help you understand your coverage choices and make informed decisions during the Medicare Annual Enrollment Period (Oct. 15 – Dec. 7). There is one piece of Medicare mail, though, that you want to be … Read More

When To Go To Urgent Care vs. The Emergency Room

from our friends at: California Broker Magazine Knowing which illnesses and injuries require urgent or emergency care can be challenging. Patients often avoid high out-of-pocket expenses and long wait times at an in-network urgent care center, but not all medical conditions are appropriate for these clinics. Saving time and money is important for your clients and their employer too. So, … Read More

The Costs Of Untreated Mental Health In The Workplace

from our friends at:  LinkedIn   As we continue to observe Mental Health Awareness Month, we discuss the significant costs associated with untreated mental illness, particularly in the workplace. The impact of mental health on employees and organizations is often overlooked, leading to substantial financial losses and decreased productivity. In this article, we will explore the costs of untreated mental … Read More

The State Of US Women’s Heart Health: A Path To Improved Health And Financial Outcomes

from our friends at: McKinsey.com Women are biologically different from men A woman’s cardiovascular health is influenced by biological factors that are rooted in unique life stages. Women and men share many traditional risk factors for the development of CVD, such as obesity, smoking, and diabetes. But the relative impact of these may vary because of biological differences and behavioral … Read More

Keeping ACA Premium Tax Credits High May Cut 2025 Group Health Use

from our friends at: BenefitsPRO Congress will have to decide soon whether to continue a big, temporary increase in premium tax credit subsidies for Affordable Care Act public exchange plan coverage. If Congress lets the subsidy increase lapse, that could increase enrollment in employer-sponsored health coverage by about 4 million, to 151 million, according to an Urban Institute analysis. Some small employers might react … Read More

Get Your Healthcare Through Covered California? Beware Of This Tax Peril

from our friends at: CalMatters Covered California offers generous subsidies for health insurance through the Affordable Care Act. Enrollees should keep the agency updated of any life changes that might affect their income or they could be hit with a repayment bill from the IRS. Photo by Miguel Gutierrez Jr., CalMatters Every year thousands of Californians are shocked to learn … Read More

Changes To Part D: Lower Out-Of-Pocket Drug Costs In 2024 And 2025

from our friends at MedicareRights.org Many people with Medicare Part D drug coverage—in particular those who reach the catastrophic coverage phase—may experience unexpected costs and significant confusion as their out-of-pocket obligations change throughout the year. The Inflation Reduction Act (IRA) brings much-needed consumer protections and predictability to these coverage phases, limiting financial exposure for everyone and generating significant savings for … Read More

Warning Signs Of Melanoma That Are Easy To Spot

from our friends at: AARP The dangerous skin cancer can take on odd forms and pop up in unexpected places   Roughly 100,640 Americans will be diagnosed with melanoma this year, according to the American Cancer Society, making it one of the most common types of cancer in the U.S., especially among older adults who have endured decades of sun exposure … Read More